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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Financial Lives Survey 2022: Weighted data tables: Volume 9 - Mortgages [xlsx]
These are the weighted data tables from the Mortgages section of the Financial lives 2022 survey. The survey gives detailed information on UK adults, their product holding, attitudes and engagement with financial providers. -
CP16/2: Mortgage Credit Directive: Minor changes to our rules and guidance [pdf]
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FSA - GC11/10 [pdf]
This document sets out what we found during a prudential review of firms’ mortgage forbearance and impairment provisions processes, and sets out actions we want firms to take. -
FG24/2: Finalised Guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living [pdf]
This updated guidance does not impose new expectations or requirements on firms. The purpose of this guidance is to ensure firms are clear about the effect of the FCA's rules and the range of options they have to support their customers including -
TR15/4: Governance over mortgage lending strategies [pdf]
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CP15/3: Buy-to-let mortgages: implementing the Mortgage Credit Directive Order 2015 [pdf]
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PS15/11: Buy-to-let mortgages – implementing the Mortgage Credit Directive Order 2015, feedback on CP15/3 and final rules [pdf]
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FG17/2: The Financial Policy Committee’s recommendation on loan to income ratios in mortgage lending: General guidance [pdf]
We have published changes and clarifications to the general guidance we issued in October 2014 regarding the Financial Policy Committee's recommendation on loan to income ratios in mortgage lending. -
Coronavirus (Covid-19): Information for firms
Our expectations for firms during the coronavirus pandemic, and the measures we’ve put in place to make sure customers are protected. -
FSA - CP10/2 [pdf]
Consultation FSA - CP10/2 - The FSA's Consultation paper CP10/2 is entitled 'Mortgage Market Review: Arrears & Approved Persons'. It was published in January 2010. Comments on all proposed amendments should reach us by 30 April 2010.