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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
A to Z of financial terms - Interest-only mortgages
A to Z of financial services to help you understand financial and legal terms. -
Mortgage data request - January 2021
The FCA provides data on the number of mortgage sales reported by regulated firms through their product sales data reporting. -
Commentary on Mortgage lending statistics Q2 2022
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2022 Q2. -
FG24/2: Finalised Guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living [pdf]
This updated guidance does not impose new expectations or requirements on firms. The purpose of this guidance is to ensure firms are clear about the effect of the FCA's rules and the range of options they have to support their customers including -
CP23/13: Strengthening protections for borrowers in financial difficulty: Consumer credit and mortgages [pdf]
This consultation sets out how we plan to incorporate aspects of the TSG into Consumer Credit (CONC) and Mortgages and Home Finance: Conduct of Business (MCOB) sourcebooks and withdraw the TSG. -
PS15/9: Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages, feedback to CP14/20 and final rules [pdf]
This Policy Statement sets out our final rules for implementation of the Mortgage Credit Directive and the new regime for second charge mortgages. -
Final Notice 2015: Merlin Loans and Mortgages Limited [pdf]
This final notice refers to breaches of PRIN 6, PRIN 11, DISP and COND related to threshold conditions, failing to be open and co-operative, and unfair treatment of customers in the consumer credit sector. We imposed a cancellation. -
FSA - Mortgage and other home finance intermediaries [xls]
Statistics on mortgage and other home finance intermediaries. -
FSA Final Notice 2007: Mortgage Network Solutions [pdf]
FSA Final Notice 2007: Mortgage Network Solutions -
FSA Final Notice 2006: Capital Mortgage Connections Ltd [pdf]
FSA Final Notice 2006: Capital Mortgage Connections Ltd