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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
FCA and Industry Working Group on interest-only mortgages: terms of reference
We are forming a working group to support and inform our review of existing interest-only guidance as well helping our understanding on how interest-only borrowers are currently treated. -
Payment Protection Insurance (PPI) reporting form
Find the reporting form to be used by firms that have been requested to provide monthly data on specific PPI management information. -
FCA Mortgage Conference 2015 — panel summaries
The mortgage-related challenges facing an ageing population have been the focus of much recent discussion. ... FCA analysis suggests that the majority of mortgage borrowers who face affordability pressures are those who have experienced payment -
2019 Disclosure Log
The aim of the FCA's Disclosure Log is to keep information that it has released under the Freedom of Information Act and which it thinks is of wider public interest. Find the Disclosure Log for 2019. -
FS16/3: Feedback Statement on competition in the mortgage sector
Mortgages play a vital role in our economy.It is therefore important that competition in the mortgage sector works well and creates incentives for firms to operate as effectively and efficiently ... Certain dimensions of the regulatory framework might -
Next steps in transition from LIBOR
Speech by Edwin Schooling Latter, Director of Markets and Wholesale Policy at the FCA, delivered at the Risk.net LIBOR Summit, 2019. -
Other interventions
What the FCA is doing to assess creditworthiness, address harm in motor finance, study the credit information market, review the Consumer Credit Act and consider alternatives to high-cost credit. -
Enforcement data – Annual Report 2020/21
This FCA enforcement data for the year 2020/21 forms part of the FCA's annual report 2020/21. -
The journey to a sustainable credit market
Speech by Christopher Woolard, Director of Strategy & Competition, FCA, delivered at the Credit Summit. This is the text of the speech as drafted, which may differ from the delivered version. -
The growth of the UK credit card market
Speech by Martin Wheatley, Chief Executive, the FCA, at Credit Today's Credit Summit, London. This is the text of the speech as drafted, which may differ from the delivered version.