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Showing 1 to 11 of 417 search results for first and second charge mortgages.

1. Learn more about mortgages

   Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance.

2. CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages

   Consultation papers Published: 25/09/2014 Last modified: 15/01/2015
   CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages. ... The MCD applies equally to first and second charge mortgages, so the UK Government has decided that second charge mortgage regulation should move from

3. PS15/9: Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages, feedback to CP14/20 and final rules

   Policy statements Published: 27/03/2015 Last modified: 27/03/2015
   PS15/9: Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages, feedback to CP14/20 and final rules. ... This Policy Statement will be of interest to lenders, administrators, intermediaries and consumers in both

4. FCA outlines approach for implementation of Mortgage Credit Directive and regulatory framework for second charge mortgages

   Press Releases Published: 25/09/2014 Last modified: 01/10/2014
   FCA outlines approach for implementation of Mortgage Credit Directive and regulatory framework for second charge mortgages. ... Second charge mortgages are a type of mortgage that can be taken by an existing borrower on top of their main (or first charge)

5. The Evolution of the Mortgage Market

   Speeches Published: 11/03/2015 Last modified: 11/03/2015
   So, where a customer wants to take out a second charge mortgage, the product meets their needs and circumstances and is demonstrably affordable. ... Of course, affordability is only one aspect of getting a second charge mortgage.

6. RMA-G training and competence: help text

   Registers and systems Published: 12/05/2016 Last modified: 13/06/2022
   RMA-G training and competence: help text

7. Mortgage sales data FAQs

   Registers and systems Published: 05/05/2016 Last modified: 04/01/2022
   Product sales data: new mortgage requirements FAQs (7484)

8. Mortgage Lending in the post MMR world

   Speeches Published: 05/11/2014 Last modified: 10/11/2014
   Speech by Linda Woodall, Director of Mortgage and Consumer Lending, Council of Mortgage Lenders Conference, London. This is the text of the speech as drafted, which may differ from the delivered version.

9. Borrowers in financial difficulty (BiFD) project – supporting those facing payment difficulties due to coronavirus – interim findings

   Focus areas Published: 18/01/2022 Last modified: 03/11/2022
   In March 2021, we launched the BiFD project to ensure firms continue to support borrowers in financial difficulty. As part of this work, we have been monitoring, gathering insight and acting where we have identified concerns at individual firms.

10. Changes in mortgage regulation

    Speeches Published: 11/11/2015 Last modified: 11/11/2015
    Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations, delivered at the Council of Mortgage Lenders conference, London. This is the text of the speech as drafted, which may differ from the delivered version.

11. Consumer credit income – what to report

    Tasks for firms Published: 24/10/2017 Last modified: 02/04/2024
    See how the FCA charges consumer credit firms annual fees based on the data in the CCR002 or CCR007.