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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Stress testing for human beings
Speech by Charles Randell, Chair of the FCA, delivered at the Gleneagles Pensions & Savings Symposium. -
FCA confirms measures to support closed book and interest-only/part-and-part mortgage borrowers
The FCA has confirmed the introduction of measures to support some closed book mortgage borrowers, some of whom may be mortgage prisoners. -
Mortgage lending & administration data items: FAQs
Mortgage lending & administration data items: FAQs -
£12 million compensation to be paid to thousands of struggling borrowers
The FCA expects lenders to learn the lessons from good and poor practice during the Covid-19 pandemic to help borrowers during the cost-of-living squeeze. -
Occasional Paper No. 54: When discounted rates end: the cost of taking action in the mortgage market
When an introductory mortgage rate expires the majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit from remortgaging? -
Consumers struggling with rising prices urged to seek help
The Financial Conduct Authority (FCA) and MoneyHelper are urging consumers to get help as soon as possible if they are struggling financially because of the rising cost of living. -
TR16/4: Embedding the Mortgage Market Review: Responsible Lending Review
have a mortgage or are planning to take one out. are a body that represents consumers. ... Conclusions from this review have also informed the scope of our planned mortgages market study, described more fully in the Feedback Statementof the mortgages -
Countdown to new mortgage lending rules – FCA publishes simple guide to explain the changes to consumers
To ensure that people only get a mortgage they can afford, and to prevent a recurrence of the irresponsible lending practices of the past, every borrower will now have to prove ... Our new rules will hard-wire common sense into mortgage lending, and the -
FCA Mortgage Conference 2015 — panel summaries
Consumer segmentation is a useful tool for better understanding the differing needs of consumers within a particular sector (eg when considering appropriate solutions for borrowers with interest-only mortgages who have ... FCA analysis suggests that the -
Nikhil Rathi – APM opening remarks 2022
Opening remarks by Nikhil Rathi, Chief Executive of the FCA delivered at the FCA's 2022 Annual Public Meeting.