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Our emerging regulatory approach to Big Tech and Artificial Intelligence
Speech by Nikhil Rathi, our Chief Executive, delivered at The Economist, London. -
Financial Lives 2022 survey - Key findings from the May 2022 survey: Executive summary
Executive summary for the key findings from the FCA’s Financial Lives February 2022 survey. -
FCA confirms measures to raise standards in the funeral plans market
To enhance consumer protection in the funeral plans market, the FCA has confirmed the rules funeral plan providers will have to follow when they come under regulation from 29 July 2022. -
FG14/8 - Guidance on the Financial Policy Committee’s recommendation on loan to income ratios in mortgage lending
The PRA and the FCA should ensure that mortgage lenders do not extend more than 15% of their total number of new residential mortgages at loan to income ratios at or ... Sales Data, subject to the consecutive sets of four quarters being on a rolling basis -
Financial Conduct Authority consults on changes to PPI complaint handling rules
FCA statement, 30 January 2015:The court ruled that a failure by a lender to disclose to a client at point of sale the large commissions payable out of the PPI ... PPI was sold to borrowers alongside credit products. It was meant to help repay some or -
FCA response to FSB’s Super-Complaint - requiring personal guarantees for business loans
On 08 December 2023, we received a super-complaint from the Federation of Small Businesses (FSB). This is the first super-complaint we have received since the super-complaint regime was applied to the FCA in 2013. -
FSA and OFT publish guidance to firms designing new payment protection products
The Financial Services Authority (FSA) and the Office of Fair Trading (OFT) have jointly published final guidance to help prevent the problems associated with Payment Protection Insurance (PPI) recurring in a new generation of products. -
FCA publishes its Business Plan for 2015/16 and announces details of new supervision and authorisation divisions
to examine whether the sales practices of pension providers have improved since the 2014 review into annuities sales. ... consumer outcomes for pensions and retirement income products. Specifically on consumer credit and complex terms and conditions the -
The Financial Conduct Authority to gather evidence on how the PPI complaints process is working
Since January 2011, firms have handled over 14m PPI consumer complaints about the sale of PPI, upholding over 70% and paying £17.3bn compensation. ... Additionally, firms are proactively sending over 5m letters to customers they have identified as being -
RMA-B Profit and loss account: help text
RMA-B Profit and loss account: help text