We believe this individual has been providing financial services or products in the UK without our authorisation. Find out why to be especially wary of dealing with this unauthorised individual and how to protect yourself from scammers.
Almost all firms and individuals offering, promoting or selling financial services or products in the UK have to be authorised by us.
However, some firms act without our authorisation and some knowingly run scams like share fraud.
This firm is not authorised by us but has been targeting people in the UK:
A person going by the name of William Howarth has been cold calling consumers and trying to persuade them to send him advance fees in order to invest in products such as fine wine or to allow him to buy shares that they already own.
Mr Howarth is fraudulently telling consumers that he is calling from the Financial Conduct Authority (FCA). Mr Howarth is not in any way affiliated with the FCA and any calls received from him are not from the FCA. The FCA do not cold call consumers.
Mr Howarth has given the FCA's contact details, including address and telephone number as his own.
Further numbers provided by him are as follows:
- 0800 689 0927
- 0207 859 4313
- 0207 859 4875
How to protect yourself
We strongly advise you to only deal with financial firms that are authorised by us, and check the Financial Services Register to ensure they are. It has information on firms and individuals that are, or have been, regulated by us.
If a firm does not appear on the Register but claims it does, contact our Consumer Helpline on 0800 111 6768.
There are more steps you should take to protect yourself from unauthorised firms.
You should also be aware that if you give money to an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) if things go wrong.
Report an unauthorised firm
If you think you have been approached by an unauthorised firm or contacted about a scam, you should contact our Consumer Helpline on 0800 111 6768. If you were offered, bought or sold shares, you can use our share fraud reporting form.
You can see more ways to report an unauthorised firm and find out what to do if you have been scammed.