Perfect Loans / The Perfect Loan

We believe this firm has been carrying out consumer credit activities in the UK without our permission or authorisation. Find out why to be especially wary of dealing with this unauthorised firm and how to protect yourself from scammers.

Almost all firms and individuals carrying out consumer credit activities in the UK must be authorised by us.

However, some firms act without our permission or authorisation and some knowingly run scams.

This firm is not authorised by us but has been targeting people in the UK:

Perfect Loans / The Perfect Loan

This firm is using the details of several FCA authorised firms.

Address: Suite 19550, 145-157 St John Street, London EC1V 4PW
George Street, London
504 Roman Road, London E3 5LU
20-22 Wenlock Road, Islington, London N1 7GU
181 Wakefield Road, Barnsley, South Yorkshire S71 1NP

Telephone: 0203 286 9751, 0203 239 1015, 0208 144 6469, 0208 144 2203, 0203 514 1479, 0774 265 2140, 0203 695 8424, 0207 946 0801, 0203 514 1479, 0203 3183 714, 0203 868 6603, 01420 358 102

Email: [email protected], [email protected], [email protected], [email protected][email protected]​​​​​​​


How to protect yourself

We strongly advise you to only deal with consumer credit firms that are authorised by us, and check the Financial Services Register and Consumer Credit Interim Permission register to ensure they are. These registers have information on firms and individuals that are, or have been, regulated by us.

If a firm does not appear on the Register but claims it does, contact our Consumer Helpline on 0800 111 6768.

There are more steps you should take to protect yourself from unauthorised firms.

You should also be aware that if you give money to an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) if things go wrong.

Report an unauthorised firm

If you think you have been approached by an unauthorised firm or contacted about a scam, you should contact our Consumer Helpline on 0800 111 6768. 

You can see more ways to report an unauthorised firm and find out what to do if you have been scammed.