Information on regulated bridging loan sales – Q1 2026 - June 2026

Table 1 - Value and volume of Regulated bridging loan sales for Q1 2026

Table 2 – The value and volume of 2^nd Charge Regulated bridging loan sales by loan value band for Q1 2026.

Table 3 - The value and volume of 1st Charge Regulated bridging loan sales by loan value band for Q1 2026 

Table 4 - The value and volume of Regulated bridging loan sales by property value band for Q1 2026 

* Data for the £0-£60,000 and £60,001-£120,000 value bands have been aggregated as we are of the view that, due to the low number of sales within these data ranges, disclosing the unaggregated figures could indirectly reveal personal information about the individuals concerned. This information is therefore exempt from disclosure under section 40 (personal data) of FOIA. For more information on why we are applying this exemption please see Annex A.

Table 5 - The value and volume of Regulated Bridging loans by region for Q1 2026
 

Section 40 (Personal Information)

Under section 40(2)(b) of FOIA, information that contains personal data of third-party individuals is exempt from disclosure if any one of three specified conditions is satisfied.

In this instance, we have applied this exemption because the first condition (as stated in section 40(3A) of FOIA) is satisfied. Some of the information you have requested comprises the personal data of individuals other than yourself, whose disclosure would breach one of the data protection principles.

In particular, we are of the view that disclosure would breach the first data protection Principle as set out in Article 5(1) of the UK GDPR that personal data must be processed lawfully, fairly and in a transparent manner, for the following reason/s:

• The data subjects would not have had any reasonable expectation that this information would be disclosed into the public domain.
• The release of this information is likely to have a detrimental or distressing effect on the data subjects. 

Therefore, this information is exempt from disclosure under section 40(2) of FOIA.

This is an 'absolute' exemption, and so it is not necessary to balance the public interest for and against disclosing the information.