Information about mortgages in Northern Ireland that are in negative equity - July 2020


Reference Case Number: FOI7426

Freedom of Information: Right to know request:

Under Freedom of Information, please provide me with the following:

  • I would like to know how many mortgages are in negative equity in Northern Ireland. Please also tell me how this compares to the overall number of mortgages – i.e. what percentage of all mortgages in Northern Ireland are in negative equity?
     
  • Please provide the most up-to-date figure as well as figures for the past 12 years if possible.  (N.B. If 12 years is too long a timeframe then please provide it for the longest period possible dating back from this year.)
     
  • If not provided in your response to the above, please also provide a figure for when there were the highest number of mortgages in Northern Ireland in negative equity since the 2008 crash. 

In answer to all these questions, please provide your response in Microsoft Excel format, under the headings of 'year', 'number of mortgages in negative equity', 'total number of mortgages' and '% of total mortgages in negative equity'.

FCA response:

Refer to the supporting document below