Home (combined buildings and contents)
Contracts of insurance against loss or damage to both the structure of domestic properties and contents of domestic properties and including cover against risks to the persons insured incurring liabilities to third parties arising out of injuries sustained within the boundary of a domestic property.
Key:
* - data for this firm primarily relates to specialist or high worth business
| Firm | Sales type | Claims frequency | Claims acceptance rate | Average claims pay-out |
|---|---|---|---|---|
| Admiral Insurance (Gibraltar) Limited | Stand-alone | 2.5% to 4.9% | 87.5% to 89.9% | £2,500 to £2,999 |
| Ageas Insurance Limited | Stand-alone | 2.5% to 4.9% | 87.5% to 89.9% | £2,000 to £2,499 |
| Allianz Insurance plc | Stand-alone | 5% to 7.4% | 87.5% to 89.9% | £2,500 to £2,999 |
| Aviva Insurance Limited | Stand-alone | 2.5% to 4.9% | 90% to 92.4% | £3,000 to £3,499 |
| AXA Insurance UK Plc | Stand-alone | 5% to 7.4% | 80% to 84.9% | £2,500 to £2,999 |
| Canopius Managing Agents Limited | Stand-alone | 7.5% to 9.9% | 85% to 87.4% | £2,500 to £2,999 |
| Chubb / Ace European Group Limited * | Stand-alone | 20% to 25% | 97.5 to 100% | £10,000 to £14,999 |
| CIS General Insurance Limited | Stand-alone | 2.5% to 4.9% | 80% to 84.9% | £2,000 to £2,499 |
| Cornish Mutual Assurance Company Limited | Stand-alone | 7.5% to 9.9% | 95% to 97.5% | £1,000 to £1,499 |
| Covea Insurance plc | Stand-alone | 2.5% to 4.9% | 85% to 87.4% | £3,000 to £3,499 |
| Ecclesiastical Insurance Office Plc | Stand-alone | 7.5% to 9.9% | 92.5% to 94.9% | £3,000 to £3,499 |
| esure Insurance Limited | Stand-alone | 2.5% to 4.9% | 87.5% to 89.9% | £1,000 to £1,499 |
| Gresham Insurance Company Limited | Stand-alone | 2.5% to 4.9% | 92.5% to 94.9% | £3,000 to £3,499 |
| Hiscox Insurance Company Limited * | Stand-alone | 5% to 7.4% | 97.5 to 100% | £10,000 to £14,999 |
| Hiscox Syndicates Limited * | Stand-alone | 5% to 7.4% | 97.5 to 100% | £70,000 to £75,000 |
| Legal and General Insurance Limited | Stand-alone | 5% to 7.4% | 85% to 87.4% | £1,000 to £1,499 |
| Liberty Insurance Limited | Stand-alone | 5% to 7.4% | 97.5 to 100% | £2,000 to £2,499 |
| Liverpool Victoria Insurance Company Limited | Stand-alone | 5% to 7.4% | 80% to 84.9% | £3,000 to £3,499 |
| Lloyds Bank General Insurance Limited | Stand-alone | 2.5% to 4.9% | 90% to 92.4% | £3,500 to £3,999 |
| Methodist Insurance Plc | Stand-alone | 10% to 12.4% | 87.5% to 89.9% | £2,000 to £2,499 |
| MS Amlin Underwriting Limited | Stand-alone | 2.5% to 4.9% | 90% to 92.4% | £4,000 to £4,999 |
| Novae Syndicates Limited | Stand-alone | Below 2.5% | 92.5% to 94.9% | £4,000 to £4,999 |
| Qmetric Group Limited | Stand-alone | 2.5% to 4.9% | 85% to 87.4% | £2,500 to £2,999 |
| Royal & Sun Alliance Insurance Plc | Stand-alone | 5% to 7.4% | 97.5 to 100% | £1,000 to £1,499 |
| St Andrew's Insurance Plc | Stand-alone | 2.5% to 4.9% | 87.5% to 89.9% | £5,000 to £5,999 |
| Tesco Underwriting Limited | Stand-alone | 5% to 7.4% | 90% to 92.4% | £1,000 to £1,499 |
| The National Farmers' Union Mutual Insurance Society Limited | Stand-alone | 7.5% to 9.9% | 95% to 97.5% | £5,000 to £5,999 |
| The Salvation Army General Insurance Corporation Ltd | Stand-alone | 5% to 7.4% | 95% to 97.5% | £3,500 to £3,999 |
| U K Insurance Limited | Stand-alone | 5% to 7.4% | 95% to 97.5% | £2,000 to £2,499 |
| UIA (Insurance) Limited | Stand-alone | 5% to 7.4% | 75% to 79.9% | £1,500 to £1,999 |
| Zenith Insurance plc | Stand-alone | 5% to 7.4% | 75% to 79.9% | £2,500 to £2,999 |
| Zurich Insurance PLC | Stand-alone | 2.5% to 4.9% | 90% to 92.4% | £2,000 to £2,499 |