Improving applications for authorisation and registration as a payments firm and digital asset firm: video guides

We explain ways your firm can enhance its application for authorisation or registration.

This page provides you with information for 2 types of applicant. Select the category relevant to you.

In our video series, authorisation colleagues highlight our expectations, steps to strengthen your submission, and where to find further support. 

Payments firms and digital asset firms

Expectations of a Money Laundering Reporting Officer

An outline of the common money-laundering compliance gaps, such as poor risk awareness and insufficient staff guidance. Detailing the responsibilities of the Money Laundering Reporting Officer (MLRO), including our expectations in fitness and propriety interviews and their understanding of essential controls.

Application process for authorisation

We provide an overview of the authorisation process, including practical guidance on how firms can aid swifter determinations. Find out how to use the pre-application support service (PASS) to clarify regulatory requirements before submitting an application.

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Payments firms

How your firm can prevent financial crime

Find out about key anti-money laundering (AML) requirements for payments and e-money firms, including a thorough business wide risk assessment (BWRA), the duties of senior management and measures against authorised push payment (APP) fraud.

Your firm's governance structure

We explain our expectations of effective governance. We outline its importance, best practices and the steps your firm can take to demonstrate effective governance in your application.