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Covid-19 has had profound impacts on all of us. Some of the effects are universal: we all know someone who is suffering from the health or economic impacts. Early data is beginning to reveal the...
When an introductory mortgage rate expires the vast majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit...
A cap on high loan to income mortgage lending was introduced to limit the risk of excessive household leverage, curb unsustainable credit growth and reduce risks of financial instability. But did...
