Debt and wellbeing – measuring the human price of borrowing

Debt and wellbeing – measuring the human price of borrowing

Money can’t buy happiness, or so the saying goes. But no-one doubts that problem debts can take a significant emotional toll on borrowers. Research commissioned by the FCA aims to help estimate the magnitude of the adverse...

Where to Withdraw: National Mapping of Access to Cash

Earlier this year, Insight outlined a major collaborative project between Bristol University, the FCA and the PSR aimed at a sophisticated mapping of access to cash. The results are in. They...

Financial Wellbeing - can we spot the signs of money worries

What does it mean to be ‘financially well’? Is it having a large bank balance and not getting into debt? Or is it not about how much money you have but rather how comfortable you feel? The answer...

Stay at home, move house, remortgage? Home loans during the...

The Coronavirus lockdown, recession, job insecurity and increasing caution among lenders all made 2020 a challenging year in the mortgage market. FCA economists examined how both lenders and...

The people science revolution – improving diversity objectiv

Encouraging diversity and inclusion is a vital task facing many organisations and assessing success inevitably starts with statistics. But while numbers provide an essential benchmark, it is...

Future Market Dynamics Part 3 – data sharing, trust and a wo...

What does this changing world with its new emphasis on data mean for the FCA’s prime concern, consumers? In the third of our articles we examine the final three of our future market dynamics: data...

Future Market Dynamics Part 2 - Big Tech and data disruption

The digital age has led to the rise of new forms of economic power and to a new focus on data as a vital economic and social asset – a trend brought into sharp focus and accelerated by the Covid-...