Investing, insurance or gambling?

Investing, insurance or gambling?

The distinction between investment, insurance and gambling is an essential one for policymakers and regulators. At the most basic level it is easy to see the differences between these products. But is it possible to extend the...

Anticipation and reaction: rule-making in dynamic markets

An FCA intervention to improve the insurance market has saved consumers millions of pounds. Behind the headline lies a complex interaction between regulations, insurance firms and consumers.

Financial Services – senior jobs are still mostly for the bo

Businesses have faced ever greater scrutiny and criticism over gender diversity – with few industries more in the spotlight than financial services. But despite bold targets and high-profile...

Removing our biases: some behavioural tools for the workplac

Some of the behavioural biases we are susceptible to are amplified and altered when we work as part of an organisation, which can lead to costly mistakes. Behavioural science can help us...

Paying the piper: In a world of passive investing, who would...

Passive investing has brought substantial benefits to investors with increased competition and lower costs. It is wise, however, to keep an eye on the future.

Measuring culture – can it be done?

Corporate culture is critical for corporate success and corporate responsibility, yet it is widely seen as impossible to measure objectively. Researchers at the London School of Economics have...

Learning from experience in financial services

Experience is the most effective teacher, but how can consumers learn by experience when some of the most important financial products are bought just once or twice in a lifetime?