Imagery for Credit

Topic Credit

Imagery for Credit

Topic Credit

Debt and wellbeing – measuring the human price of borrowing

Money can’t buy happiness, or so the saying goes. But no-one doubts that problem debts can take a significant emotional toll on borrowers. Research commissioned by the FCA aims to help estimate...

Stay at home, move house, remortgage? Home loans during the...

The Coronavirus lockdown, recession, job insecurity and increasing caution among lenders all made 2020 a challenging year in the mortgage market. FCA economists examined how both lenders and...

Future Market Dynamics Part 3 – data sharing, trust and a wo...

What does this changing world with its new emphasis on data mean for the FCA’s prime concern, consumers? In the third of our articles we examine the final three of our future market dynamics: data...