Imagery for Consumers

Topic Consumers

Imagery for Consumers

Topic Consumers

Who benefits from the shift away from cash?

As more and more outlets go cashless, concern is growing about the individuals and small firms who rely on notes and coins every day. The FCA’s own recent...

What do mortgage holders who don’t switch have in common?

When an introductory mortgage rate expires the vast majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit...

High loan to income mortgages - if the cap fits…

A cap on high loan to income mortgage lending was introduced to limit the risk of excessive household leverage, curb unsustainable credit growth and reduce risks of financial instability. But did...