Coronavirus and intergenerational difference – the emerging picture

Coronavirus and intergenerational difference – the emerging picture

Covid-19 has had profound impacts on all of us. Some of the effects are universal: we all know someone who is suffering from the health or economic impacts. Early data is beginning to reveal the contours of the pandemic’s...

Measuring corporate culture: a warning

When Insight published an article about measuring corporate culture it certainly prompted debate and became the best-read Insight of 2019. Naturally, not everyone agreed with the argument and in...

Why your COOs should be CBOs: Chief Behavioural Officers

Business leaders increasingly recognise that an understanding of people – both customers and employees – can make or break a business. Below we set out the case for the Chief Behavioural Officer (...

High loan to income mortgages - if the cap fits…

A cap on high loan to income mortgage lending was introduced to limit the risk of excessive household leverage, curb unsustainable credit growth and reduce risks of financial instability. But did...

The online laboratory – simulating the world on screen

Online experiments offer a new frontier for social science and policy-making. Behavioural economists from the FCA and the Behavioural Insights Team explain how they are already being used and...

Big bucks from small change

Latency races are worth a few dollars a time and take place in a timescale of micro-seconds, but for high frequency traders the stakes soon add up. For the first time, economists at the FCA and...

Turning data inside out

Data-mining, satellite imagery, and a raft of other new information techniques have created a whole new resource for financial markets. But such advances have also created new conundrums for...