Financial Wellbeing - can we spot the signs of money worries?

Financial Wellbeing - can we spot the signs of money worries?

What does it mean to be ‘financially well’? Is it having a large bank balance and not getting into debt? Or is it not about how much money you have but rather how comfortable you feel? The answer is not straightforward and, to...

Cash and Covid: identifying gaps in provision during Covid-1

Access to cash is a pressing issue highlighted in the FCA’s recent Sector Views report, and the Covid lockdown...

Building a level playing field - how innovation shapes regul

The regulation and use of FinTech and RegTech has an increasingly international dimension with ever more communication and cooperation across borders. But in a world of many jurisdictions and...

Coronavirus and intergenerational difference – the emerging...

Covid-19 has had profound impacts on all of us. Some of the effects are universal: we all know someone who is suffering from the health or economic impacts. Early data is beginning to reveal the...

The future of behavioural science: ambition with a dose of h...

From transport and tax to organ donation and education, behavioural science has had an increasing impact on our lives over the last decade.  But with advancing tech, demand for personalised...

RegTech – a watershed moment?

The financial services community has long discussed the potential for technology to streamline regulatory activity and bring benefits to organisations. This potential has been thrown into sharp...

Getting the full picture – putting the FCA’s mini-bond polic...

Why do cautious consumers invest in mini-bonds where the risk of losing all their money is so high? Behavioural scientists working at the FCA and Warwick Business School, collaborating with FCA...