Summary of key publications

HCSTC

Introduction and review of price cap

PS14/16[1] and FS17/2[2]

Credit broking

Restrictions on the charging of fees for credit broking

PS14/18[3] and PS15/23[4]

Price comparison websites

Rules for price comparison websites comparing HCSTC products

PS16/15[5]

Debt management

Thematic review of debt management sector

TR15/8[6] and TR19/1[7]

Credit Card Market Study

Credit card market study leading to measure for addressing credit card persistent debt

MS14/6[8] and PS18/4[9]

Home-collected credit*

Restrictions on how repeat borrowing is initiated with stronger requirements on disclosure

Page 12, CP18/43[10]

Catalogue credit and store cards*

Improved disclosure and stronger protections for consumers with long-term debt

Page 29, CP18/43[10]

Rent-To-Own (RTO)*

Price cap to control both the cost of product and the charge for credit. Ban on point of sale RTO extended warranties.

PS19/6[11] and CP18/35[12]

Buy Now Pay Later (BNPL)*

Banned the backdating of interest for partial repayments; improved disclosure

PS19/17[13]

Overdrafts*

Simplified pricing and increased transparency, making overdrafts fairer and easier to manage

PS19/16[14], CP18/42[15] and PS19/25[16]

Creditworthiness

Clearer rules on assessing creditworthiness

PS18/19[17]

Motor Finance

Review of the largest motor finance providers

Final report[18]

Credit Information Market Study

New market study

MS19/1[19]

CCA Review

Report to HM Treasury following a review of retained provisions

Final report[20]

Alternatives to high-cost credit*

Report on lower-cost credit and non-credit alternatives

Report[21]