Author picture
Philippe Bracke
What do mortgage holders who don’t switch have in common?
When an introductory mortgage rate expires the vast majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit...
Multiple authors
Explaining why the computer says ‘no’
The financial services industry is on the brink of revolution in artificial intelligence. But can the rise of AI decision-making be compatible with the need to explain decisions to consumers?
Multiple authors