Financial services products - Financial Conduct Authority

Financial services products

We regulate most firms and individuals that advise on, sell and arrange financial products and services. These include banking and savings accounts, investment products, mortgages, insurance and some pension schemes.

If a financial firm or individual fails to meet the standards or follow the rules we set, we can take action against them.

Find out more about the financial products and services we regulate, our rules and what they mean for you.



Last Modified: 12/09/2014

Buying a property will be the biggest purchase many of us ever make. We want you to get the right advice and the best deal for your circumstances.


Last Modified: 11/01/2016

When you put money into a bank account – like a current account, savings account, cash ISA or savings bond – you should be confident it will be looked after in the way you want.


Last Modified: 12/09/2014

Find out about some investment options and products, tips on how to get financial advice and what we do to make sure the advice you get is right for you.

Loans and credit

Last Modified: 14/04/2015

Find out what ‘consumer credit’ is and why you should check if a firm can legally offer loans and credit business before you deal with them.


Published: 23/03/2015     Last Modified: 07/04/2015

Pensions are a traditional way of saving and investing money for your retirement. Find out more about your options, and how to protect your pension pot from fraudsters and risky schemes.


Last Modified: 12/09/2014

Insurance can help protect you when things go wrong. There are many types of insurance but before taking out any cover you should make sure you at least understand:

Claim mis-sold PPI

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Follow four simple steps to making a complaint

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