Financial Services Register

The FS Register is a public record of firms, individuals and other bodies that are, or have been, authorised by us or the PRA.

In the UK, nearly all financial service activities must be authorised or registered by us.

The FS Register lists all firms and individuals involved with regulated activities that we’ve currently or previously approved.

Search the Register

Unauthorised firms

The FS Register lists firms that we’ve been told are providing regulated products or services without the correct authorisation – or deliberately running scams.

It also includes the different details unauthorised firms give out and whether they’re falsely claiming to be from a genuine, authorised firm (known as a clone firm).

For a full list of the firms we’ve published warnings about, search our Warning List.

Appointed representatives

You may notice that some firms on the FS Register are listed as appointed representatives (ARs). This means they’re carrying out activities on behalf of another firm, known as their principal.

ARs can have more than one principal. The principal agrees what activities the AR can do and is responsible for that business.

It’s important you check with the principal if you have concerns about an AR or the products and services it can offer. If an AR has gone beyond the activities the principal has allowed, you may not be protected by the Financial Ombudsman Service or the Financial Services Compensation Scheme (FSCS) if something goes wrong.

You can find contact details for ARs and principals on the FS Register. You can ask the principal to confirm what activities the AR has permission for and how you'd be protected if something went wrong.

Directory Persons data

Directory Persons data for firms regulated solely by the FCA and by both the FCA and PRA is now published on the FS Register. Solo-regulated and dual-regulated firms must ensure they comply with the SM&CR.

You should check the details of any individual carrying out regulated activities on your behalf, especially current roles, and any disciplinary or regulatory action on their record.

See Directory of certified and assessed persons for more information.

Obtaining data extracts

If you’d like to use data from the FS Register, you can buy a regular subscription or a one-off data cut.

Read more about our Register Extract Service (RES).

Alternatively, you can sign up to the FS Register API Developer Portal. This service, currently free of charge, allows users to generate a unique key to access the Register APIs (application programming interfaces), as well as providing self-help support materials.

As the API is a free service, we do not offer any service-level agreements (SLAs) or guarantees for uptime or issue resolution.

Accessing the Register

Find out which browsers are supported by the FS Register, and its regulatory jurisdiction, on its legal information page.

More information

If you have any problems or questions about using the FS Register, please contact us. Industry users can also email the FS Register team.

: Information added on appointed representatives.
: Information added Update on timelines on data extracts
: Editorial amendment page updated as part of website refresh