@ScarlettJoha3y0

Almost all firms and individuals must be authorised or registered by us to carry out or promote financial services in the UK.

This firm is not authorised by us and may be targeting people in the UK.

Unauthorised firm details

Name: @ScarlettJoha3y0

Other Information: X Account(s): https://x.com/scarlettJoha3y0 Telegram Account(s): https://t.me/smartpip_alerts_o

Some firms may give incorrect contact details including postal addresses, telephone numbers and email addresses. They may change these contact details over time.

They may also give you details that belong to another business or individual, so the information looks genuine.

What this means for you

If you deal with this firm, you won't have access to the Financial Ombudsman Service[2] if you want to complain.

You also won't be protected by the Financial Services Compensation Scheme (FSCS)[3] if things go wrong. This means it's unlikely you'd get your money back if the firm goes out of business.

If you sent money to a fraudster on or after 7 October 2024, you may be covered by protections introduced by the Payment Systems Regulator (PSR). Find out what to do if you've been tricked into making a payment[4] to a scam account.

How to protect yourself

You should only deal with financial firms that are authorised by us. If a financial firm is authorised by us, it gives you greater protection if things go wrong.

You can use the FCA Firm Checker[5] to make sure a financial firm is authorised by us and has our permission to provide the services you're looking for.

You'll also be able to find:

• information on how you're protected
• contact details for authorised firms

If you're contacted unexpectedly by a financial business, make sure you reply using the contact details on the Firm Checker.

Find out more about how to protect yourself from scams[6].

Report an unauthorised firm

If you think you've been approached by an unauthorised firm, call us on 0800 111 6768, or use our contact form[7].