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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Product sales data: mortgages FAQs
Read our mortgages FAQs to help your product sales data submission. -
2015 Disclosure Log
The aim of the FCA's Disclosure Log is to keep information that it has released under the Freedom of Information Act and which it thinks is of wider public interest. Find the Disclosure Log for 2015. -
Annual Percentage Rate of Charge (APRC) calculations
Update (June 2023) for firms which clarifies and confirms expectations of our MCOB rules. -
The retail intermediary market 2018
This page provides the FCA's analysis of the intermediary sector in 2018 based on data drawn from the Retail Mediation Activities Return (RMAR). -
Call for Inputs on competition in the mortgage sector
Call for Inputs on competition in the mortgage sector. News stories First published:. ... This Call for Inputs closed on 18 December 2015. We have now published our response to the Call for Inputs on competition in the mortgage sector summarising our -
Unfair contract terms library
The FCA's work on unfair contract terms including past undertakings, agreements and other publications. -
FCA provides update on PPI
We will ensure that our communications campaign will engage with all those who could be affected, particularly vulnerable consumers.”. ... The proposed deadline would not extend time for those consumers for whom the time limits under our existing rules -
Countdown to new mortgage lending rules – FCA publishes simple guide to explain the changes to consumers
To ensure that people only get a mortgage they can afford, and to prevent a recurrence of the irresponsible lending practices of the past, every borrower will now have to prove ... Our new rules will hard-wire common sense into mortgage lending, and the -
Finalised Guidance: Mortgages and Coronavirus: Tailored Support Guidance [pdf]
This guidance is an updated version of the FCA’s guidance “Mortgages and Coronavirus: Additional Guidance for Firms”. This guidance applies in the exceptional circumstances arising out of the coronavirus pandemic (Covid-19) and its impact on -
The technology challenge
Speech by Martin Wheatley, CEO, the FCA, at Lansons, London. This is the text of the speech as drafted, which may differ from the delivered version.