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Showing 152 to 161 of 202 search results for switch%20mortgages.

  1. Occasional Paper No. 19: Attention, Search and Switching: Evidence on Mandated Disclosure from the Savings Market

    Occasional papers Published: 18/07/2016 Last modified: 19/07/2016
    Using data on over 130,000 UK savers we test information about better alternative accounts, a simpler way to switch, and digital reminders about a rate decrease. ... While significant rate differences exist on similar accounts both within and across
  2. Fairness, flexibility and the long-term view: the FCA’s vision for the mortgage market

    Speeches Published: 06/11/2018 Last modified: 06/11/2018
    Speech by Christopher Woolard, Executive Director of Strategy and Competition at the FCA, delivered at the UK Finance Annual Mortgage Conference, London.
  3. FCA bans partners of firm that failed to consider customer SIPP suitability

    Press Releases Published: 17/04/2014 Last modified: 20/05/2014
    Mr Rees and Mr Hughes had advised customers to switch into self-invested personal pensions (SIPPs), which enabled those customers to invest in unregulated and often high risk products, regardless of
  4. Occasional Paper No. 7: Stimulating Interest: Reminding savers to act when rates decrease

    Occasional papers Published: 20/01/2015 Last modified: 20/01/2015
    Reminders make a notable difference to switching behaviour in savings accounts around the time of interest rate decreases.
  5. FCA publishes new measures for cash savings accounts to boost competition

    Press Releases Published: 08/12/2015 Last modified: 08/12/2015
    Quicker and easier switching. Introducing a new rule which requires firms to provide a prompt and efficient service so that a customer can switch to a better account offered by the
  6. Testing what gets consumers engaged with their pension – and why

    Research Published: 08/12/2023 Last modified: 13/12/2023
    This article summarises research undertaken by Mike Gilmore (during his time working for the FCA), Deanna Karapetyan, Gráinne Murphy, Cherryl Ng and Jackie Spang.
  7. FCA research shows many consumers paying too much for overdrafts

    Press Releases Published: 10/04/2014 Last modified: 13/09/2016
    As consumers tend not to consider overdrafts when deciding on a current account and don’t switch on the basis of overdrafts, there is little pressure on banks to provide good
  8. Co-operative and Community Benefit Societies Act 2014

    Tasks for regulated firms Published: 27/07/2015 Last modified: 08/06/2016
    Read more about which societies are governed by the Co-operative and Community Benefit Societies Act 2014 (CCBS Act).
  9. Consumers with cash savings need better information and easier switching says FCA

    Press Releases Published: 20/01/2015 Last modified: 22/01/2015
    More also needs to be done to reduce the hassle for consumers to switch their savings. ... Requiring consumers to be given clearer, more timely information to help them compare their savings account with alternative products and know how to switch if
  10. Occasional Paper No. 12: Encouraging consumers to act at renewal: Evidence from field trials in the home and motor insurance markets

    Occasional papers Published: 03/12/2015 Last modified: 03/12/2015
    The majority of British home and motor insurance policies automatically renew annually, at a price chosen by the provider, unless consumers actively switch or negotiate. ... We find that putting last year’s premium on renewal notices causes between 11%