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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Strategic review of retail banking business models
We have published our 2022 Final Report on competition in retail banking markets. This builds on our 2018 Final Report and 2018 Progress report. -
Statement on mortgage prisoners and consultation on intra-group switching and maturing interest-only and part-and-part mortgages
The FCA has published a statement on mortgage prisoners, and a consultation paper containing proposals designed to support some consumers within the mortgage market. -
Lenders to pay out up to £47m in redress to borrowers in difficulty
We are consulting on proposals to incorporate the temporary coronavirus tailored support guidance (TSG) for credit and mortgages into the Handbook on a permanent basis. -
Retail banking Consumer Duty multi-firm work
The findings from the FCA's Retail Banking Consumer Duty Multi-Firm work. -
Product sales data: Self-invested personal pensions (SIPPs) FAQs
Product sales data: Self-invested personal pensions (SIPPs) FAQs -
Financial Lives 2022 survey – people’s stories and the Consumer Duty
Read selected stories about the experiences of respondents who completed the Financial Lives 2022 survey. -
Statement on the CMA’s response to the Citizens Advice super-complaint on excessive prices for disengaged consumers
The Competition and Markets Authority (CMA) has published its response to the Citizens Advice super-complaint on excessive prices for disengaged consumers. The super-complaint covers several markets, including insurance, cash savings and mortgages. -
Beyond regulation: thinking creatively about consumer credit
Speech by Christopher Woolard, Executive Director of Strategy and Competition at the FCA, delivered at the Responsible Finance Conference, Glasgow. -
FCA confirms measures to support closed book and interest-only/part-and-part mortgage borrowers
The FCA has confirmed the introduction of measures to support some closed book mortgage borrowers, some of whom may be mortgage prisoners. -
FCA reveals the fourth round of successful firms in its regulatory sandbox
The FCA has announced the 29 firms that were successful in their applications to begin testing in the fourth cohort of the sandbox.