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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Chairman’s speech
Speech by FCA Chairman, John Griffith-Jones, at the Annual Public Meeting, London. This is the text of the speech as drafted, which may differ from the delivered version. -
Commentary on Mortgage lending statistics Q1 2023
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2023 Q1. -
Information on mortgage approvals since 2011
The FCA responds on request for information on mortgage approvals since 2011 -
Request for mortgage data - May 2021
The FCA provides mortgage sales data from the Product Sales Data publication. -
Statement on mortgage prisoners [pdf]
FCA statement on mortgage prisoners. -
FSA - Mortgages Product Sales Data: Trend Report 2012 [pdf]
Since 1 April 2005, product providers have been required to provide the FSA with transaction level data on all sales of regulated mortgage contracts, retail investment products and certain pure protection products to retail and private customers. -
FSA - Mortgages Product Sales Data: Trend Report 2010 [pdf]
Since 1 April 2005, product providers have been required to provide the FSA with transaction level data on all sales of regulated mortgage contracts, retail investment products and certain pure protection products to retail and private customers. -
FSA - Mortgages Product Sales Data: Trend Report 2011 [pdf]
Since 1 April 2005, product providers have been required to provide the FSA with transaction level data on all sales of regulated mortgage contracts, retail investment products and certain pure protection products to retail and private customers. -
Laying myths to rest
Speech by Martin Wheatley, Chief Executive of the FCA, at the British Bankers’ Association Annual International Conference, London. This is the text of the speech as drafted, which may differ from the delivered version. -
FCA Decision Notice 2016: Michael Wilkinson trading as Michael Wilkinson Mortgages [pdf]
This decision notice refers to breaches of PRIN 4, PRIN 11, COND, MIPRU and SUP related to failing to be open and co-operative and threshold conditions in the regulated home finance sector. Our view is that a cancellation should be imposed.