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FCA outlines approach for implementation of Mortgage Credit Directive and regulatory framework for second charge mortgages
FCA outlines approach for implementation of Mortgage Credit Directive and regulatory framework for second charge mortgages. ... The FCA plan to bring second charge mortgages into the existing mortgage rules from March 2016. -
CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages
CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages. ... The MCD applies equally to first and second charge mortgages, so the UK Government has decided that second charge mortgage regulation should move from -
PS15/9: Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages, feedback to CP14/20 and final rules
PS15/9: Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages, feedback to CP14/20 and final rules. ... This Policy Statement sets out our final rules for implementation of the Mortgage Credit Directive and the -
The Evolution of the Mortgage Market
So, where a customer wants to take out a second charge mortgage, the product meets their needs and circumstances and is demonstrably affordable. ... Of course, affordability is only one aspect of getting a second charge mortgage. -
Dear CEO letter: Second charge lenders and responsible lending [pdf]
As the CEO of an FCA-regulated firm, we are expecting you to conduct a review to assess whether your procedures and systems and controls are suitable to ensure that your firm is lending responsibly. Please make certain that you would be able to -
PS15/9: Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages, feedback to CP14/20 and final rules [pdf]
This Policy Statement sets out our final rules for implementation of the Mortgage Credit Directive and the new regime for second charge mortgages. -
The retail intermediary market 2018
This page provides the FCA's analysis of the intermediary sector in 2018 based on data drawn from the Retail Mediation Activities Return (RMAR). -
RMA-G training and competence: help text
RMA-G training and competence: help text -
The retail intermediary market 2019
This page provides the FCA's analysis of the intermediary sector in 2019 based on data drawn from the Retail Mediation Activities Return (RMAR). -
CP14/20 Implementing the Mortgage Credit Directive and the new regime for second charge mortgages [pdf]