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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Regulating in a recovery
Speech by John-Griffith Jones, FCA Chairman, at the CASS Business School, London. This is the text of the speech as drafted, which may differ from the delivered version. -
Laying myths to rest
Speech by Martin Wheatley, Chief Executive of the FCA, at the British Bankers’ Association Annual International Conference, London. This is the text of the speech as drafted, which may differ from the delivered version. -
Commentary on Mortgage lending statistics - September 2019
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2019 Q2. -
MLA F: Mortgage lending - arrears analysis FAQs
MLA F: Mortgage lending - arrears analysis FAQs -
PS16/7: Future regulatory treatment of CCA regulated first charge mortgages [pdf]
In this Policy Statement we report on the main issues arising from Consultation Paper CP15/36 (Future regulatory treatment of CCA regulated first charge mortgages) and publish the final rules. -
FCA Decision Notice 2016: Michael Wilkinson trading as Michael Wilkinson Mortgages [pdf]
This decision notice refers to breaches of PRIN 4, PRIN 11, COND, MIPRU and SUP related to failing to be open and co-operative and threshold conditions in the regulated home finance sector. Our view is that a cancellation should be imposed. -
Service standards 2018/19
The FCA measures its performance using service standards. These are the levels of performance that it aims to meet when carrying out its regulatory functions. This service standards analysis is for 2018/19. -
Request for mortgage data - May 2021
The FCA provides mortgage sales data from the Product Sales Data publication. -
CP15/36: Future regulatory treatment of CCA regulated first charge mortgages
CP15/36: Future regulatory treatment of CCA regulated first charge mortgages. Consultation papers First published:. ... In November 2015 the Government made legislation that will make the administration of these mortgages a regulated mortgage activity -
A to Z of financial terms - Regulated mortgages
A to Z of financial services to help you understand financial and legal terms.