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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Mortgages Market Study: MS16/2
We have published the Mortgages Market Study final report. It explains our final findings and provides a progress update on the proposed remedies. -
Apply to approve an individual or firm
Find out what you need to know before submitting your application. -
Commentary on Mortgage lending statistics Q3 2023
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2023 Q2. -
Upper Tribunal decision in Mr Markos Markou vs FCA
FCA believes that the decision is incorrect and irrational. We will be seeking permission to appeal the decision. -
Mortgage sales data FAQs
Product sales data: new mortgage requirements FAQs (7484) -
FCA publishes update on the cash savings market
This data update follows the 14-point action plan the FCA set out in July and delivers on its commitment to monitor relevant firm and market trends. -
Commentary on Mortgage lending statistics Q2 2022
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2022 Q2. -
Financial Lives cost of living (Jan 2024) recontact survey - Summary
The FCA presents the findings from a survey undertaken in January 2024 to understand the financial impact of the increased cost of living on adults across the UK. -
FCA issues research on mortgage switching
The FCA has today released our latest research into mortgage switching and how consumers can be encouraged to seek out better deals -
FCA and Industry Working Group on interest-only mortgages
We are working with mortgage lenders and administrators to continue its work in the interest-only mortgage market.