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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Data on mortgage terms approved since June 2021 - December 2021
The FCA provides data on multiple questions regarding mortgages since June 2021. -
Cost of living
Firms have an important role in supporting consumers struggling with higher living costs. -
FCA publishes findings on long-term mortgage arrears
Today the FCA published findings on how mortgage lenders treat customers who have long-term mortgage arrears and provide forbearance to affected customers. -
Statistics on retirement interest mortgages - January 2020
FCA provides statistics on retirement interest only mortgages from July 2018 to September 2019 -
Ageing population: update from the FCA
We have published this statement to warn consumers against dealing with unauthorised firms. -
FCA proposes the next stage of support for mortgage borrowers
The Financial Conduct Authority (FCA) has announced proposals to ensure that firms provide tailored support to mortgage borrowers who continue to face payment difficulties due to coronavirus. -
Mortgages and coronavirus: further updated guidance for firms [pdf]
This draft guidance sets out the proposed form in which we would update our guidance ‘Mortgages and coronavirus: Updated guidance for firms’ (‘the June Guidance’) -
Occasional Paper No. 11: Methods for analysing mortgage markets
Occasional Paper No. 11: Methods for analysing mortgage markets. Occasional papers First published:. ... The core element of the 2012 Mortgage Market Review (MMR) recommendations – the responsible lending rules – aimed to ensure that borrowers would -
FCA Final Notice 2014: Paul Bryan Moss trading as IMG Mortgages [pdf]
This final notice refers to breaches of TC related to threshold conditions in the general insurance and protection sector. We imposed a cancellation. -
Finalised Guidance: Mortgages and Coronavirus: Tailored Support Guidance [pdf]
This guidance is an updated version of the FCA’s guidance “Mortgages and Coronavirus: Additional Guidance for Firms”. This guidance applies in the exceptional circumstances arising out of the coronavirus pandemic (Covid-19) and its impact on