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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Commentary on Mortgage lending statistics Q2 2022
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2022 Q2. -
Financial Lives cost of living (Jan 2024) recontact survey - Summary
The FCA presents the findings from a survey undertaken in January 2024 to understand the financial impact of the increased cost of living on adults across the UK. -
Information on lifetime Mortgage Sales - May 2022
The FCA provides data on lifetime mortgage sales. -
PS23/8: Mortgage Charter: enabling provisions
The FCA amend its Mortgages and Home Finance: Conduct of Business (MCOB) sourcebook to support the implementation of the Government’s Mortgage Charter. -
Retail banking Consumer Duty multi-firm work
The findings from the FCA's Retail Banking Consumer Duty Multi-Firm work. -
Information on regulated mortgage contracts - February 2020
FCA provides information on the firms able to advise on mortgage contracts. -
Financial Lives 2022 survey – people’s stories and the Consumer Duty
Read selected stories about the experiences of respondents who completed the Financial Lives 2022 survey. -
Larry Barreto and Tassib Hussain sentenced for mortgage fraud
On 27 March 2024, Larry Barreto and Tassib Hussain were sentenced for fraud offences following a prosecution brought by the FCA, which saw the pair convicted in November 2023. -
Lenders to pay out up to £47m in redress to borrowers in difficulty
We are consulting on proposals to incorporate the temporary coronavirus tailored support guidance (TSG) for credit and mortgages into the Handbook on a permanent basis. -
PS16/7: Future regulatory treatment of CCA regulated first charge mortgages
PDF]. This PS will be of primary interest to any firm currently administering, or advising on or arranging variations on a book of pre-2004 first charge CCA mortgages, or anyone ... transition their mortgages sooner) and consider how our rules will