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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Consumer Duty: Not once and done
Speech by Nisha Arora, delivered at Deloitte: Consumer Duty - Next Steps -
Research Note: Mortgage borrowers and macroeconomic developments
This work used our mortgage PSD data to understand households that would be at risk of a payment shortfall within the two years from Q2 2022. -
Upper Tribunal decision in Mr Markos Markou vs FCA
FCA believes that the decision is incorrect and irrational. We will be seeking permission to appeal the decision. -
Supporting material for applications by consumer credit, mortgage and other consumer finance firms
If you're applying to be authorised by the FCA, find out what supporting material to include in your application and how to prepare everything. -
It's time for an Enlightenment on financial inclusion
Speech by Nikhil Rathi, the FCA's Chief Executive, delivered at PwC Glasgow for the Scottish Financial Enterprise: Extending Financial Inclusion event. -
Research Note: Interest-only mortgages: analysis of FCA mortgage data and consumer research
This research sets out analysis of FCA data on the population of regulated interest-only mortgages that existed on 31 December 2022, and consumer research undertaken in 2022. -
FCA calls for more innovation to help consumers find the best mortgage deal
The FCA's interim report found that competition in the mortgage market is working well for many people. -
PS15/20: Implementation of the Mortgage Credit Directive: Consequential Changes to the Consumer Credit Sourcebook (CONC)
In this Policy Statement we report on the main issues arising from the MCD elements of CP15/6 and publish the final rules. -
PS24/2: Strengthening protections for borrowers in financial difficulty: Consumer credit and mortgages
The FCA confirms its final rules to strengthen protections for borrowers in financial difficulty. -
Financial Lives cost of living (Jan 2024) recontact survey - Summary
The FCA presents the findings from a survey undertaken in January 2024 to understand the financial impact of the increased cost of living on adults across the UK.