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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
FCA urges action on interest-only mortgages
People with interest-only mortgages are being urged to contact their lender after the Financial Conduct Authority (FCA) found that many have still not talked to their lender about their repayment options. -
Data on equity release mortgages sold in 2015 to 2019 - July 2022
FCA provides information on equity release mortgages sold in 2015, 2016, 2017, 2018, and 2019. -
PS23/8: Mortgage Charter: enabling provisions
The FCA amend its Mortgages and Home Finance: Conduct of Business (MCOB) sourcebook to support the implementation of the Government’s Mortgage Charter. -
FCA and Industry Working Group on interest-only mortgages
We are working with mortgage lenders and administrators to continue its work in the interest-only mortgage market. -
DP14/2 Fairness of changes to mortgage contracts
This DP is an opportunity to open up the discussion and be transparent about the factors that may be relevant when considering the fairness of changes to regulated mortgage contracts. -
Information on regulated mortgage contracts - February 2020
FCA provides information on the firms able to advise on mortgage contracts. -
Statistics on retirement interest mortgages - January 2020
FCA provides statistics on retirement interest only mortgages from July 2018 to September 2019 -
Information on equity release mortgages sold in 2022 - August 2022
The FCA provides information equity release (lifetime mortgages) mortgages sold in 2022. -
FCA and Industry Working Group on interest-only mortgages: terms of reference
We are forming a working group to support and inform our review of existing interest-only guidance as well helping our understanding on how interest-only borrowers are currently treated. -
Two individuals guilty of making £3m worth of fraudulent mortgage applications
Larry Barreto, based in the East Midlands, has been found guilty today of 11 charges of fraud by false representation following a prosecution brought by the FCA.