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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Occasional Paper No. 35: Six of One…? Choice of intermediary in the UK mortgage market
As part of the FCA's mortgages market study, the FCA wanted to understand whether consumers’ borrowing costs vary materially depending on their choice of intermediary and, if so, why. -
Occasional Paper No. 11: Methods for analysing mortgage markets [pdf]
This paper discusses three different affordability metrics that were constructed as part of the cost benefit analysis of the MMR affordability assessment rules. -
Mortgages and coronavirus: our guidance for firms
FCA guidance for mortgage lenders, mortgage administrators, home purchase providers and home purchase administrators as the coronavirus situation develops. -
FCA Mortgage Conference 2015 — panel summaries
but the mainstream mortgage market also has a significant role to play, to provide the capacity needed to meet the requirements of a growing older population. ... Funding is likely to come into the mortgage market from a range of investors, who see -
Product sales data - 2022
The FCA collects data from the firms it regulates on what products they are selling. Firms operating in the mortgages, retail investments or protection sectors submit product transaction data to the FCA quarterly. -
TR16/4: Embedding the Mortgage Market Review: Responsible Lending Review
TR16/4: Embedding the Mortgage Market Review: Responsible Lending Review. Thematic reviews First published:. ... TR16/4: Embedding the Mortgage Market Review: Responsible Lending Review (PDF). You should read this thematic report if you are a lender or -
Event costs
Overall approximate costs for public events that we organise and publicise, from April 2013 onwards. -
Climate change and sustainable finance
The FCA's work on climate change and other environmental, social and governance (ESG) issues. -
Impact assessment: Embedding the Mortgage Market Review: Advice and Distribution (TR15/9) [pdf]
This impact assessment relates to the Mortgage Market Review. It has been verified by the Regulatory Policy Committee. -
Markets
FCA Markets landing page.