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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Looking ahead to 2014
Speech by Martin Wheatley, Chief Executive of the FCA, at the ICI Global Trading and Market Structure Conference. This is the text of the speech as drafted, which may differ from the delivered version. -
100 days of the FCA
Speech by Martin Wheatley, Chief Executive, the FCA, at the ABI Biennial Conference, London. This is the text of the speech as drafted, which may differ from the delivered version. -
The journey to a sustainable credit market
Speech by Christopher Woolard, Director of Strategy & Competition, FCA, delivered at the Credit Summit. This is the text of the speech as drafted, which may differ from the delivered version. -
Mortgages Product Sales Data (PSD) monthly tables 2022 [xlsx]
The FCA collects data from the firms it regulates on what products they are selling. Firms operating in the mortgages sector submit product transaction data to us. These tables are for 2022. -
Call for mortgage intermediaries willing to help mortgage prisoners
We want to hear from mortgage intermediaries who will work with mortgage prisoners to help them identify and move to an active lender where this is possible, or signpost them to additional support such as debt advice. -
FCA response to Mortgage Lenders' commitment to help longstanding borrowers
FCA response to Mortgage Lenders' commitment to help longstanding borrowers. Statements First published:. ... In our Mortgages Market Study Interim Report we sought views on whether and how to enable customers on an active lender’s reversion rate to -
FCA Mortgage Conference – 7 September 2015
The UK mortgage market faces a range of challenges to meet the future needs of consumers. ... With a focus on affordable housing, the ageing population and over-indebtedness, we will explore their impact on the future of the mortgage market. -
Commentary on Mortgage lending statistics - December 2020
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2020 Q3. -
From intellectual certainty to debate
Equally, how do you set about a national review on what are, effectively, global markets? ... guidelines. Alongside this, we have market structural changes that should also make markets safer and fairer, such as requirements for circuit breakers, -
Creditworthiness and affordability: common misunderstandings
There are some common misconceptions among consumer credit firms as to what the FCA rules on creditworthiness and affordability mean. They explain some of the main points and what firms should do to comply with their rules.