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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Occasional Paper No. 54: When discounted rates end: the cost of taking action in the mortgage market
When an introductory mortgage rate expires the majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit from remortgaging? -
The technology challenge
Speech by Martin Wheatley, CEO, the FCA, at Lansons, London. This is the text of the speech as drafted, which may differ from the delivered version. -
MS16/2.2: Mortgages Market Study - Interim Report [pdf]
In this report the FCA explains its findings and the way it would like to see the mortgage market develop. -
Financial Lives 2020 survey
Find out more about the Financial Lives 2020 survey including the FCA's reports and data. -
Commentary on Mortgage lending statistics Q3 2023
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2023 Q2. -
Competition policy in regulated markets
A pretty standard picture in mature, concentrated markets. The challengers, by contrast, were hungrier for market share, for growth. ... And, by the way, these practices are not just a feature of the cash savings market – we see them in credit cards, -
A to Z of financial terms - Mortgages market
A to Z of financial services to help you understand financial and legal terms. -
Information on lifetime mortgages - August 2021
The FCA provides information on how many lifetime mortgages were rebroked to a new lender by year and month. -
LIBOR: preparing for the end
Speech by Andrew Bailey, Chief Executive of the FCA, at the Securities Industry and Financial Markets Association's (SIFMA) LIBOR Transition Briefing in New York, USA. -
Building societies: Facing the challenges and opportunities head on
Speech by Jonathan Davidson, Director of Supervision – retail and authorisations at the FCA, delivered at the Building Societies Association Annual Conference on 19 May 2016, in Gateshead.