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Showing 1 to 11 of 1286 search results for interest-only mortgages.

1. Learn more about mortgages

   Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance.

2. Understanding mortgage prisoners

   Data Published: 17/01/2020 Last modified: 15/09/2022
   Following the FCA's Policy Statement on the changes to the responsible lending rules, it has published further data on the mortgage prisoner population. 

3. Changes in mortgage regulation

   Speeches Published: 11/11/2015 Last modified: 11/11/2015
   Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations, delivered at the Council of Mortgage Lenders conference, London. This is the text of the speech as drafted, which may differ from the delivered version.

4. FCA and Industry Working Group on interest-only mortgages

   Mortgages Published: 21/02/2024 Last modified: 11/04/2024
   We are working with mortgage lenders and administrators to continue its work in the interest-only mortgage market.

5. Borrowers with an interest-only mortgage should act now

   News stories Published: 02/05/2013 Last modified: 24/02/2016
   Find out why borrowers with an interest-only mortgage need to check whether their current plan will repay all of their loan and steps they can take to make sure it does.

6. FCA urges action on interest-only mortgages

   Press Releases Published: 30/01/2018 Last modified: 30/01/2018
   People with interest-only mortgages are being urged to contact their lender after the Financial Conduct Authority (FCA) found that many have still not talked to their lender about their repayment options.

7. MiFID II Retirement Interest Only Mortgages [pdf]

   Impact assessments Published: 04/07/2018

8. Interest-only mortgages: act now and talk to your lender [pdf]

   Documents Published: 30/01/2018
   If you have an interest-only mortgage, you need to make plans to repay the capital (the amount you borrowed). If you don’t, you will have a large amount to pay at the end of your mortgage term and may need to sell your home to repay it.

9. Interest only mortgages - Consumer research (GfK) [pdf]

   External research Published: 02/05/2013 Last modified: 02/05/2013
   Consumer research – consumer strategies for repaying the loan at the end of the mortgage term

10. FCA and Industry Working Group on interest-only mortgages: terms of reference

    Mortgages Published: 21/02/2024 Last modified: 21/02/2024
    We are forming a working group to support and inform our review of existing interest-only guidance as well helping our understanding on how interest-only borrowers are currently treated.

11. Interest-only mortgages research [pdf]

    External research Published: 15/08/2023
    This report presents the findings of research commissioned by the FCA to explore the interest-only mortgage market.