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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Building a common language in the mortgage market
Speech by Linda Woodall, Director of Mortgages and Consumer Lending FCA at the Council of Mortgage Lenders (CML) - Mortgage Industry Conference and Exhibition. This is the text of the speech as drafted, which may differ from the delivered version. -
FG13/7 - Dealing fairly with interest-only mortgage customers who risk being unable to repay their loan [pdf]
Dealing fairly with interest-only mortgage customers who risk being unable to repay their loan. -
PS23/8: Mortgage Charter: enabling provisions
The FCA amend its Mortgages and Home Finance: Conduct of Business (MCOB) sourcebook to support the implementation of the Government’s Mortgage Charter. -
Information on rate mortgages - October 2022
FCA provides information on rate mortgages. -
FCA enable firms to provide mortgage breathing space
The FCA has moved quickly to make changes to its rulebook to support key commitments made by lenders at last week’s mortgage summit held by the Chancellor. -
CP20/13: Consultation on mortgages: Removing barriers to intra-group switching and helping borrowers with maturing interest-only and part-and-part mortgages [pdf]
CP20/13: FCA Consultation on mortgages: Removing barriers to intra-group switching and helping borrowers with maturing interest-only and part-and-part mortgages. -
PS 20/11: Mortgages: Removing barriers to intra-group switching and helping borrowers with maturing interest-only and part-and-part mortgages [pdf]
PS 20/11: Mortgages: Removing barriers to intra-group switching and helping borrowers with maturing interest-only and part-and-part mortgages -
GC13/2 Dealing fairly with interest-only mortgage customers who risk being unable to repay their loan [pdf]
The guidance is based on the findings from the firm review, as well as other industry practice information we have received; it sets out what we expect firms to do to ensure the fair treatment of customers who are unable to repay the capital sum at -
Event costs
Overall approximate costs for public events that we organise and publicise, from April 2013 onwards. -
Product sales data: performance data FAQs
Product sales data: new mortgage requirements: performance data FAQs