Search results

Showing 1 to 10 of 13306 search results for have mortgages.

1. Mortgage advice

   Know your rights Published: 04/04/2016 Last modified: 19/08/2021
   When you apply for a mortgage, you might speak to a mortgage adviser, or you might research your own deal. Find out what each approach means for you.

2. Mortgage interest rates and LIBOR: information for borrowers

   Know your rights Published: 10/06/2021 Last modified: 17/11/2021
   From 2022, the way interest rates are calculated for a small number of mortgages is changing. If you are affected your lender (or mortgage administrator) will contact you.

3. Understanding mortgage prisoners

   Data Published: 17/01/2020 Last modified: 29/11/2021
   Following the FCA's Policy Statement on the changes to the responsible lending rules, it has published further data on the mortgage prisoner population. 

4. Latest news

   Registers and systems Published: 09/05/2016 Last modified: 11/05/2021
   Gabriel is the FCA's online system for collecting and storing regulatory data from firms.Find out about the latest Gabriel news and updates.

5. Mortgage fraud

   Know your rights Published: 04/04/2016 Last modified: 11/08/2021
   Mortgage fraud is when individuals defraud a lender through the mortgage process. This is a crime. Find out more about how to protect yourself.

6. Affording a mortgage

   Know your rights Published: 04/04/2016 Last modified: 19/08/2021
   Mortgage lenders must make sure you take out a mortgage you can afford. Find out what they are likely to check and the information you will have to provide.

7. Mortgage Prisoner Review

   News stories Published: 29/11/2021 Last modified: 29/11/2021
   Our Mortgage Prisoner Review has been laid before parliament, providing data for borrowers to consider whether there are practical and proportionate solutions that can help them.

8. Statement on mortgage prisoners

   Statements Published: 01/05/2020 Last modified: 29/11/2021
   The FCA has been working for some time to support mortgage prisoners. This work has continued during the disruption caused by Coronavirus. So far, our action has resulted in reductions in mortgage payments for the vast majority of mortgage prisoners,

9. Mortgage lending statistics - December 2021

   Data Published: 14/12/2021 Last modified: 14/12/2021
   The FCA collects mortgage lending data via the Mortgage Lending and Administration Return (MLAR) which is submitted to the FCA by firms carrying out mortgage lending and mortgage administration.

10. Changes in mortgage regulation

    Speeches Published: 11/11/2015 Last modified: 11/11/2015
    Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations, delivered at the Council of Mortgage Lenders conference, London. This is the text of the speech as drafted, which may differ from the delivered version.