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Mortgage exit administration fees (MEAFs): an update
The Financial Services Authority today updated on how mortgage lenders have responded to concerns that mortgage exit administration fees (MEAFs) have been increased unfairly. -
Annual Percentage Rate of Charge (APRC) calculations
Update (June 2023) for firms which clarifies and confirms expectations of our MCOB rules. -
Commentary on Mortgage lending statistics Q4 2023
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2023 Q4. -
About LIBOR transition
The interest rate benchmark LIBOR is being wound down. Firms must take appropriate action to transition to alternative rates -
Mortgage Market Review (MMR) Roadshow Webcast
Following our MMR roadshows earlier this year, we have developed a webcast of the material we presented at these events. We have also collated the Frequently Asked Questions we came across during the roadshows, and would encourage you to review -
Laying myths to rest
Speech by Martin Wheatley, Chief Executive of the FCA, at the British Bankers’ Association Annual International Conference, London. This is the text of the speech as drafted, which may differ from the delivered version. -
Information on lifetime mortgages - August 2021
The FCA provides information on how many lifetime mortgages were rebroked to a new lender by year and month. -
Innovation Hub: Market insights
The FCA publishes its latest data on the firms supported by its Regulatory Sandbox and Innovation Pathways service. -
Apply to become a home finance provider
Find out how to apply to the FCA for authorisation if you’re a non-bank lender, lifetime mortgage provider or third-party mortgage administrator. -
Building a common language in the mortgage market
Speech by Linda Woodall, Director of Mortgages and Consumer Lending FCA at the Council of Mortgage Lenders (CML) - Mortgage Industry Conference and Exhibition. This is the text of the speech as drafted, which may differ from the delivered version.