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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Our approach to supervision
Our approach to supervision sets out how we carry out our regulatory oversight. It is designed to help firms, consumers and markets understand how we work, and fulfil our accountability to Parliament and to the public. -
Subordinated loans
A firm can use a subordinated loan to meet its own funds requirement if it is made in line with our requirements. -
Support available for mortgages as interest rates rise
If you're struggling with your mortgage due to higher living costs and interest rate rises, find out more about your options and where you can get support. -
Previous DRR Phases
Find out more about previous Digital Regulatory Reporting (DRR) pilots. -
MLA C: capital adequacy FAQs
MLA C: capital adequacy FAQs -
Citizens Advice supercomplaint to the CMA - update
The Competition and Markets Authority (CMA) published its response to the Citizens Advice super-complaint on the loyalty penalty in December 2018, making several cross-cutting and market-specific recommendations in the cash savings, home insurance -
The retail intermediary market 2021
This page provides the FCA's analysis of the intermediary sector in 2021 based on data drawn from the Retail Mediation Activities Return (RMAR). -
Mortgage lending and administration return (MLAR)
Find out more about the sections of a Mortgage Lending and Administration Return (MLAR) and what you need to do when submitting one. -
Apply to become a home finance provider
Find out how to apply to the FCA for authorisation if you’re a non-bank lender, lifetime mortgage provider or third-party mortgage administrator. -
Information for newly authorised firms
As a newly authorised firm, learn about the systems you'll use and important things you need to know.