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Mortgages and coronavirus - enabling positive consumer outcomes
Jonathan Davidson, Executive Director of Supervision Retail and Authorisations, speech delivered online as introduction to Mortgage Forbearance Webinars, 30 September 2020. -
Building societies: Facing the challenges and opportunities head on
Speech by Jonathan Davidson, Director of Supervision – retail and authorisations at the FCA, delivered at the Building Societies Association Annual Conference on 19 May 2016, in Gateshead. -
CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages
CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages. ... It will also interest bodies that represent these groups, including firms dealing with niche mortgage products, such as bridging finance or lifetime -
Building Societies and the Future of Retail Banking
Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations at the FCA, delivered at Building societies annual conference 2018, Manchester. -
FCA reviews find mortgage firms lending responsibly but scope for improvement on competition
Are there differences in the outcomes for those consumers who obtain their mortgages through mortgage brokers when compared with those who go direct to lenders? ... For millions of consumers a mortgage is one of the biggest financial transactions they -
Fairness, flexibility and the long-term view: the FCA’s vision for the mortgage market
Speech by Christopher Woolard, Executive Director of Strategy and Competition at the FCA, delivered at the UK Finance Annual Mortgage Conference, London. -
The FCA and our approach to Building Societies
Speech by Linda Woodall, Director of Mortgage & Consumer Lending Subdivision at the FCA, to the Building Societies Association (BSA). -
TR16/4: Embedding the Mortgage Market Review: Responsible Lending Review
TR16/4: Embedding the Mortgage Market Review: Responsible Lending Review. Thematic reviews First published:. ... are a firm that advises on or arranges mortgages or other home finance. -
Quarterly Consultation Paper No. 14: CP16/21
update the equity release rules in MCOB to facilitate the availability of lifetime mortgages where the consumer can choose to switch to interest roll-up, and to make consequential changes to -
Commentary on Mortgage lending statistics - June 2020
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2020 Q1.