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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
The Evolution of the Mortgage Market
So, where a customer wants to take out a second charge mortgage, the product meets their needs and circumstances and is demonstrably affordable. ... Of course, affordability is only one aspect of getting a second charge mortgage. -
FCA outlines approach for implementation of Mortgage Credit Directive and regulatory framework for second charge mortgages
FCA outlines approach for implementation of Mortgage Credit Directive and regulatory framework for second charge mortgages. ... The FCA plan to bring second charge mortgages into the existing mortgage rules from March 2016. -
CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages
CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages. ... The MCD applies equally to first and second charge mortgages, so the UK Government has decided that second charge mortgage regulation should move from -
PS16/7: Future regulatory treatment of CCA regulated first charge mortgages
PS16/7: Future regulatory treatment of CCA regulated first charge mortgages. Policy statements First published:. ... In this Policy Statement we report on the main issues arising from Consultation Paper CP15/36 (Future regulatory treatment of CCA -
Data
All data published by the Financial Conduct Authority. -
PS15/9: Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages, feedback to CP14/20 and final rules
PS15/9: Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages, feedback to CP14/20 and final rules. ... This Policy Statement sets out our final rules for implementation of the Mortgage Credit Directive and the -
CP15/36: Future regulatory treatment of CCA regulated first charge mortgages
CP15/36: Future regulatory treatment of CCA regulated first charge mortgages. Consultation papers First published:. ... Consultation paper CP15/36 (PDF). This consultation will interest any firm currently performing activities in relation to a book of pre -
The retail intermediary market 2018
This page provides the FCA's analysis of the intermediary sector in 2018 based on data drawn from the Retail Mediation Activities Return (RMAR). -
The retail intermediary market 2019
This page provides the FCA's analysis of the intermediary sector in 2019 based on data drawn from the Retail Mediation Activities Return (RMAR). -
RMA-G training and competence: help text
RMA-G training and competence: help text