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Showing 1 to 10 of 1707 search results for charge mortgages.

  1. Mortgage advice

    Know your rights Published: 04/04/2016 Last modified: 19/08/2021
    When you apply for a mortgage, you might speak to a mortgage adviser, or you might research your own deal. Find out what each approach means for you.
  2. Affording a mortgage

    Know your rights Published: 04/04/2016 Last modified: 19/08/2021
    Mortgage lenders must make sure you take out a mortgage you can afford. Find out what they are likely to check and the information you will have to provide.
  3. Mortgage lending statistics - September 2021

    Data Published: 14/09/2021 Last modified: 16/09/2021
    The FCA collects mortgage lending data via the Mortgage Lending and Administration Return (MLAR) which is submitted to the FCA by firms carrying out mortgage lending and mortgage administration.
  4. About our data

    Last modified: 14/09/2021
    The FCA publishes a wide range of data. Find out about the types of data available and how often it is published.
  5. The Evolution of the Mortgage Market

    Speeches Published: 11/03/2015 Last modified: 11/03/2015
    So, where a customer wants to take out a second charge mortgage, the product meets their needs and circumstances and is demonstrably affordable. ... Of course, affordability is only one aspect of getting a second charge mortgage.
  6. Impact assessment: Implementation of the Mortgage Credit Directive and consequential changes in second charge mortgage regulation [pdf]

    Impact assessments Published: 23/03/2017
    This impact assessment relates to the implementation of the Mortgage Credit Directive. It has been verified by the Regulatory Policy Committee.
  7. FCA outlines approach for implementation of Mortgage Credit Directive and regulatory framework for second charge mortgages

    Press Releases Published: 25/09/2014 Last modified: 01/10/2014
    FCA outlines approach for implementation of Mortgage Credit Directive and regulatory framework for second charge mortgages. ... The FCA plan to bring second charge mortgages into the existing mortgage rules from March 2016.
  8. Dear CEO letter: Second charge lenders and responsible lending [pdf]

    Correspondence Published: 01/03/2018
    As the CEO of an FCA-regulated firm, we are expecting you to conduct a review to assess whether your procedures and systems and controls are suitable to ensure that your firm is lending responsibly. Please make certain that you would be able to
  9. CP16/41: Amendments to Notes for completion of the MLAR [pdf]

    Consultation papers Published: 12/12/2016
    We are consulting on proposals to update the notes for completion of the MLAR and to make a minor change to our second charge mortgage reporting form (MLA-D1).
  10. CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages

    Consultation papers Published: 25/09/2014 Last modified: 15/01/2015
    CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages. ... The MCD applies equally to first and second charge mortgages, so the UK Government has decided that second charge mortgage regulation should move from