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Showing 1 to 11 of 839 search results for borrowers who have mortgages.

1. Learn more about mortgages

   Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance.

2. Understanding mortgage prisoners

   Data Published: 17/01/2020 Last modified: 15/09/2022
   Following the FCA's Policy Statement on the changes to the responsible lending rules, it has published further data on the mortgage prisoner population. 

3. PS24/2: Strengthening protections for borrowers in financial difficulty: Consumer credit and mortgages

   Policy statements Published: 10/04/2024 Last modified: 10/04/2024
   The FCA confirms its final rules to strengthen protections for borrowers in financial difficulty.

4. FG24/2: Guidance for firms supporting existing mortgage borrowers impacted by rising living costs

   Finalised guidance Published: 10/04/2024 Last modified: 10/04/2024
   The FCA sets out the ways mortgage lenders can help customers worried about, or already struggling with, their mortgage payments because of rising living costs.

5. FG23/2: Guidance for firms supporting existing mortgage borrowers impacted by rising living costs

   Finalised guidance Published: 10/03/2023 Last modified: 10/04/2024
   We set out the ways mortgage lenders can help customers worried about, or already struggling with, their mortgage payments because of rising living-costs.

6. Statement on mortgage prisoners

   Statements Published: 01/05/2020 Last modified: 29/11/2021
   The FCA has been working for some time to support mortgage prisoners. This work has continued during the disruption caused by Coronavirus. So far, our action has resulted in reductions in mortgage payments for the vast majority of mortgage prisoners,

7. Mortgage Charter uptake data

   Data Published: 22/03/2024 Last modified: 22/03/2024
   The FCA provides the latest quarterly data from firms who have signed up to the Government’s Mortgage Charter.

8. FCA and Industry Working Group on interest-only mortgages

   Mortgages Published: 21/02/2024 Last modified: 11/04/2024
   We are working with mortgage lenders and administrators to continue its work in the interest-only mortgage market.

9. Creditworthiness and affordability: common misunderstandings

   Tasks for regulated firms Published: 26/06/2015 Last modified: 10/02/2023
   There are some common misconceptions among consumer credit firms as to what the FCA rules on creditworthiness and affordability mean. They explain some of the main points and what firms should do to comply with their rules.

10. FCA response to Mortgage Lenders' commitment to help longstanding borrowers

    Statements Published: 31/07/2018 Last modified: 31/07/2018
    FCA response to Mortgage Lenders' commitment to help longstanding borrowers. Statements First published:. ... We will also continue to work with industry to identify solutions for borrowers who have mortgages with inactive firms and any active lenders

11. About our data

    Last modified: 14/03/2024
    The FCA publishes a wide range of data. Find out about the types of data available and how often it is published.