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  1. Sector Views - published February 2020

    Corporate documents Published: 18/02/2020 Last modified: 21/02/2020
    We set out our annual analysis of the way the financial environment is changing and the impact of these changes on consumers and market effectiveness.
  2. FCA Retention Schedule [pdf]

    Systems information Published: 17/02/2020
    Read the FCA retention schedule.
  3. Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios [pdf]

    Occasional papers Published: 17/02/2020
    FCA Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios
  4. Final notice 2020: Moneybarn Limited [pdf]

    Final notices Published: 17/02/2020
    This final notice (Moneybarn Limited) refers to breaches of PRIN 6, PRIN 7 and the CONC rules related to the unfair treatment of customers in the consumer credit sector. We imposed a financial penalty.
  5. Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios

    Occasional papers Published: 17/02/2020 Last modified: 17/02/2020
    Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices?
  6. Credit Brokers Portfolio Letter [pdf]

    Correspondence Published: 13/02/2020
    Key risks credit brokers should consider and act on.
  7. FOI 6728 response annex [pdf]

    FOI releases Published: 12/02/2020
    FOI 6728 response annex
  8. FOI 6689 response annex [pdf]

    FOI releases Published: 12/02/2020
    FOI 6689 response annex
  9. FOI 6744 response tables [pdf]

    FOI releases Published: 12/02/2020
    FOI 6744 response tables
  10. FOI 6734 response tables [pdf]

    FOI releases Published: 12/02/2020
    FOI 6734 response tables