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Find and participate in FCA consultations – this section lists our currently open consultations.

About 164 results.

  1. FG17/2: The Financial Policy Committee’s recommendation on loan to income ratios in mortgage lending: General guidance [pdf]

    Finalised guidance Published: 27/02/2017
    We have published changes and clarifications to the general guidance we issued in October 2014 regarding the Financial Policy Committee's recommendation on loan to income ratios in mortgage lending.
  2. FG17/2: The Financial Policy Committee’s recommendation on loan to income ratios in mortgage lending

    Finalised guidance Published: 27/02/2017 Last modified: 27/02/2017
    We have published changes and clarifications to the general guidance we issued in October 2014 regarding the Financial Policy Committee's (FPC) recommendation on loan to income (LTI) ratios in mortgage lending.
  3. FG17/1: Guarantor loans: default notices [pdf]

    Finalised guidance Published: 19/01/2017
  4. Guarantor loans: default notices: FG17/1

    Finalised guidance Published: 19/01/2017 Last modified: 19/01/2017
    We have published guidance for firms on our interpretation of provisions in the Consumer Credit Act 1974 that are relevant to guarantor lending firms seeking to take payment from a guarantor in respect of a borrower who is in default.  In particular, the guidance sets out how we consider firms are required to notify guarantors of their intention...
  5. FG16/8: Fair treatment of long-standing customers in the life insurance sector [pdf]

    Finalised guidance Published: 09/12/2016
  6. Fair treatment of long-standing customers in the life insurance sector: FG16/8

    Finalised guidance Published: 09/12/2016 Last modified: 09/12/2016
    In this Finalised Guidance we set out our expectations on the actions life insurance firms should take to treat their closed-book customers fairly.
  7. FG16/6: Payment Accounts Regulations 2015 - definition of a 'payment account' [pdf]

    Finalised guidance Published: 01/08/2016 Last modified: 01/08/2016
  8. FG16/7: Payment Accounts Regulations 2015 - regulation 13 (packaged accounts) [pdf]

    Finalised guidance Published: 01/08/2016 Last modified: 01/08/2016
  9. FG16/6: Payment Accounts Regulations 2015 - definition of a 'payment account'

    Finalised guidance Published: 01/08/2016 Last modified: 01/08/2016
    In March 2016 we consulted on guidance on the definition of a 'payment account' under the Payment Accounts Regulations 2015 (PARs). We have now published the finalised guidance.
  10. FG16/7: Payment Accounts Regulations 2015 - regulation 13 (packaged accounts)

    Finalised guidance Published: 01/08/2016 Last modified: 01/08/2016
    In March 2016 we consulted on guidance on the provisions on packaged accounts contained in the Payment Accounts Regulations 2015 (PARs). We have now published the finalised guidance.