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About 833 results.

  1. MS16/2.2: Mortgages Market Study - Interim Report [pdf]

    Market studies Published: 04/05/2018
    In this report the FCA explains its findings and the way it would like to see the mortgage market develop.
  2. Occasional Paper No. 35: Six of One…? Choice of Intermediary in the UK Mortgage Market [pdf]

    Occasional papers Published: 04/05/2018
    This Occasional Paper contributes to the FCA mortgages market study by providing evidence of how mortgage price varies across intermediaries and investigating the potential drivers.
  3. Occasional Paper No. 33: Choices of dominated mortgage products by UK consumers [pdf]

    Occasional papers Published: 04/05/2018
    This Occasional Paper adds to the evidence on these topics by investigating a uniquely granular combination of lending transaction reports, detailed product information and credit files for nearly 700,000 UK households that took out a mortgage between January 2015 and July 2016.
  4. Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market [pdf]

    Occasional papers Published: 04/05/2018
    This Occasional Paper uses the introduction of the MMR to investigate two questions. First, we estimate the impact of the new advice requirement on the outcomes of those directly affected: consumers who chose not to receive advice before the MMR. Second, we estimate the post-MMR effect of using an intermediary rather than going directly to a...
  5. Occasional Paper No. 35: Six of One…? Choice of intermediary in the UK mortgage market

    Occasional papers Published: 04/05/2018 Last modified: 04/05/2018
    As part of the FCA's mortgages market study, the FCA wanted to understand whether consumers’ borrowing costs vary materially depending on their choice of intermediary and, if so, why.
  6. Occasional Paper No. 33: Choices of dominated mortgage products by UK consumers

    Occasional papers Published: 04/05/2018 Last modified: 04/05/2018
    As part of the mortgages market study, the FCA wanted to understand the extent to which UK consumers might save money when buying a mortgage and to understand what may be driving some to buy more expensive mortgages. This Occasional Paper investigates a uniquely granular combination of lending transaction reports, detailed product information and...
  7. Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market

    Occasional papers Published: 04/05/2018 Last modified: 04/05/2018
    As part of the mortgages market study, the FCA wanted to understand the extent to which UK consumers might save money when buying a mortgage and to understand what may be driving some to buy more expensive mortgages. This Occasional Paper investigates a uniquely granular combination of lending transaction reports, detailed product information and...
  8. Number of skilled persons reports commissioned in Q4 2017/18 [pdf]

    Data Published: 01/05/2018
  9. 5 Conduct Questions: Industry Feedback for 2017 [pdf]

    Market studies Published: 01/05/2018
    The 5 Conduct Questions are part of the FCA's strategy for supervising wholesale banks. This 2017 industry feedback is to help large and small firms consider if any of the approaches to conduct may be effective in their own organisations.
  10. 5 Conduct Questions: Industry Feedback for 2016 [pdf]

    Market studies Published: 01/05/2018
    The 5 Conduct Questions are part of the FCA's strategy for supervising wholesale banks. This 2016 industry feedback is to help large and small firms consider if any of the approaches to conduct may be effective in their own organisations.