Data and research ResearchPublished: 22/05/2019Last modified: 22/05/2019
FCA Occasional Paper No. 33 found that there was a surprising prevalence of 'dominated' choices in the UK mortgage market. Almost 30% of customers chose mortgage products that were strictly worse on all price dimensions than another available alternative which had comparable features and for which they satisfied the eligibility criteria. This...
Data and research ResearchPublished: 02/05/2019Last modified: 02/05/2019
In this Research Note, the FCA and The Pensions Regulator (TPR) have identified the prospect of people not having an adequate income, or the income they expect, in retirement as the overarching harm in the pensions and retirement income sector.
Since launching Innovate we have received nearly 1,600 applications for support and have provided support to nearly 700 firms of varying shapes and sizes. We have played an active role in the fintech industry, and have produced policy on innovation in financial services markets.