Regulation round-up is our monthly email to all regulated firms, updating you on the latest news that affects your sector.
Read or download the full Regulation round-up: December 2016
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Introduction: Simon Green, General Insurance & Conduct Specialists
I'm delighted to welcome you to the December edition of Regulation round-up. I’d like to take the opportunity to talk about the recent findings from our thematic review of general insurance (GI) intermediaries’ professional indemnity insurance (PII).
Hot topic: Video: Mission update
Watch as Andrew Bailey reflects on progress of the Mission consultation including November’s conference and consumer organisation meetings. Andrew explains the importance of the engagement so far and how these valuable insights will help shape our final Mission. We are keen to hear your views on the questions raised in the document – please respond by 26 January 2017.
Hot topic: Advice Unit
Our Advice Unit will re-open for applications on 3 January 2017. The Advice Unit is part of Project Innovate, which aims to encourage innovation in financial services in the interests of consumers. It offers support to firms that are looking to introduce innovative products or services to the market, while maintaining the same standards of consumer protection.
In your sector…
Banks and building societies
PS: Minor Handbook changes related to mortgage borrowers with a payment shortfall
Web page update: Cash savings sunlight remedies
GC: Loan to income ratios in mortgage lending
Statement on PPI
2017/2018 FSCS levies, deposit class A1
Investment managers and stockbrokers
Asset Management Market Study
Asset Management Market Study roundtables
ScamSmart
CP: Enhancing conduct of business rules for firms providing contract for difference products to retail clients
Advising on P2P agreements
Speech: Competition and savings: the regulator's perspective
Speech: Conduct risk in FX markets
Financial advisers
Vertically integrated firms (VIFs)
Live & Local: Yorkshire & the Humber, South East & North West
ScamSmart
FAMR: Initial charge and lump sum investment
CP: Implementing information prompts in the annuity market
Advising on P2P agreements
FS: Crowdfunding postimplementation review
Wealth managers and private bankers
Asset Management Market Study
Asset Management Market Study roundtables
ScamSmart
Speech: Competition and savings: the regulator's perspective
Mortgage advisers
Live & Local: Yorkshire & the Humber, South East & North West
GC: Loan to income ratios in mortgage lending
Mortgage Market Study Terms of Reference
PS: Minor Handbook changes related to mortgage borrowers with a payment shortfall
Advising on P2P agreements
Insurers & insurance intermediaries
Speech: The challenges for insurance and regulators in a Big Data world
Live & Local: Yorkshire & the Humber, South East & North West
2017/2018 fees and levies
Asset Management Market Study
Speech: Competition and savings: the regulator’s perspective
CP: Insurance Linked Securities
CP: Implementing information prompts in the annuity market
CP: Regulatory reporting: retirement income data
Gable Insurance AG (‘Gable’)
FG: Fair treatment of longstanding customers in the life insurance sector
Remedying Poor Value Legacy Workplace Pension Schemes: Findings from the Joint Review of Industry Progress against the Independent Project Board Recommendations
Pension Wise letter in wake up packs
Advising on P2P agreements
Consumer credit
Call for input: Payday cap
Dear CEO letter: Debt Management
Early Arrears Thematic Review
Credit unions
Credit unions - Financial Returns
New credit union rules
Read or download the full Regulation round-up: December 2016