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Paul Hamalainen

Paul Hamalainen is a manager in Risk and Compliance Oversight. Paul has held a range of roles at the FCA over the last 10 years, including managing the team responsible for co-ordination with the Financial Policy Committee (FPC).

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High loan to income mortgages - if the cap fits…

A cap on high loan to income mortgage lending was introduced to limit the risk of excessive household leverage, curb unsustainable credit growth and reduce risks of financial instability. But did...

Multiple authors
Article
4 mins